By the time an individual faces Chapter 7 bankruptcy, he or she may have a couple of judgments against him or her for previous unpaid debts. In fact, many of these judgments may have already gotten to the point where wages are being garnished from the debtor’s paycheck. What happens to these garnishments once Chapter … Read more
I have a tremendous percentage of my clients who come to me after having tried some type of credit counseling program. The reaction is always the same — “I should have come to you first.” The purpose of this post is to give you a sense of how credit counseling works and how a Bankruptcy … Read more
If your debt and bills have piled up and you are looking into filing Chapter 7 Bankruptcy Plano TX, Collins & Arnove are here to help! We understand that the decision to file Bankruptcy does not come easily and is typically made during stressful times. With that understanding comes our ability to treat each Bankruptcy … Read more
Filing for Chapter 7 bankruptcy in Plano TX is no small deal. In fact, it is a major life decision that can impact everything from your finances to your business for up to a decade or more. For this reason, if you are considering bankruptcy, it is best to work with an experienced bankruptcy lawyer … Read more
Chapter 7 bankruptcy in Plano TX is one of the most common forms of filing personal bankruptcy. This kind of bankruptcy is regularly used because it enables the filer to discharge the majority of their debt, usually within three to six months. Chapter 7 bankruptcy is often referred to as liquidation bankruptcy because this specific … Read more
Bills piling up and creditors calling can be very stressful. That’s why it’s so important to explore Chapter 7 bankruptcy in Plano TX. Chapter 7 bankruptcy can eliminate much of your debt so that you can be stress-free and happy again. But it’s important to work with professionals who understand what you’re going through and … Read more
Are your monthly bills piling up? Do you have unpaid medical, credit card or other bills that you just don’t have enough money for? Are you considering Chapter 7 bankruptcy in Plano TX? If debt collectors call you so often you don’t answer your phone, then it may be the right choice for you. Chapter … Read more
Thinking about declaring Chapter 7 bankruptcy in Plano TX is scary. It can seem like an easy solution to what feels like crushing debt. The problem is that thinking about it and actually doing it are two different things entirely. That’s why it’s best to get the help of an attorney or counselor who can … Read more
Have you ever heard someone say, ‘I’ll just declare bankruptcy,’ when they’re confronted with bill collectors and a mountain of their own debt? That statement has become the mantra of the American consumer in the last 50 years – and it implies that it’s just too easy to spend more money than you have, declare … Read more
As well intended as the Affordable Healthcare Act was, it still won’t stop the financially devastating ripples that ring outward when a serious accident occurs or a life-threatening illness is diagnosed. According to financial analysis site Nerd Wallet, 10 million Americans between the ages of 19 and 64 will incur medical bills they cannot pay … Read more